THE WORLD OF BRIAN SMITH
Thursday, August 26, 2004
  Bla Bla Bla
Nothing to do but tie my shoes..

Here I sit. What to do?

I could really be doing something now.

Anyway.. so guess what. Michigan is the only state in the United States that has No Fault auto insurance or something like that which basically means that no matter whose fault it is in any accident, the insurance company has to pay for it.

Do you know what that means kids?

Auto Insurance is extremely expensive here.

It's basically double what we were paying in New York, and that is after combining our plans. Ahh. So annoying. But whatever...

Ramen Noodles and working at the gas station here I come.
 
Comments:
Dude...New York has no fault insurance...

I wonder why it's that much more expensive...maybe you should look into The Gecko.
 
We have Geico.

It's 1600 bucks for six months for two of us on a combined plan.

2000 if separate.

Hmm. You are right.. then why is it so damn expensive?
DC, FL, HI, KS, KY, Mass, MI, MN, NJ, NY, ND, PA, UT are the states with No Fault insurance.

From http://www.autoinsuranceindepth.com/no-fault-insurance.html

"No fault insurance" is a general term that is used to describe any auto insurance system that both requires drivers to carry insurance for their own protection, and that places limitations on their ability to sue other drivers for damages.

In an accident, under no fault laws, your auto insurance company will pay for your damages (up to your policy limits), regardless of who was at fault for the accident. Any other drivers involved will be covered by their auto insurance policies.

Under a pure no fault system, drivers would be completely covered by their own policy, and would be barred from ever suing another driver for damages.
 
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